You say, “ It must be said though, that in the above two historical events, a lot of the underlying factors causing the crises involved human greed and abuse of the methodologies. These were not directly related to JPM itself.”
I beg to disagree. JPM profited from the real estate bubble by packaging dog s..t together with “good mortgages” and selling the packages onward to unsuspecting buyers, many of which were pension funds.